One of the main reasons for getting private Health Insurance is to avoid costly out-of-pocket medical expenses. You may be able to access some services that are either excluded or partially covered by Medicare.
Private Health Insurance involves either a Hospital package, an Extras package or combined package. Some health providers also offer Ambulance Cover. Outside of requiring a hospital visit Extras cover is the health policy that covers any medical services or treatments.
What is covered by your Health Insurance depends on the health provider and package you obtain? The more coverage you want for either yourself, partner or family the more the annual Health Insurance premium will cost.
With any Health Insurance package, it is always a must to check what is and what is not included.
Waiting periods are the time that you have to wait to access certain services on your health policy after joining. Waiting periods for general hospital treatment and extras are set by individual health funds.
The industry ombudsman advises that you check your Health Insurance policy once every year to ensure they have the best rates for your personal circumstance.
Every Partner of ours is a proud member of PHIIA - Private Health Insurance Intermediaries Association - so you can be sure you will be treated fairly as per the PHIIA industry code of conduct.
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